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What is a Bear Market? Definition and How to Survive

A bear market is when prices are falling or expected to fall. It is characterized by pessimism, declining confidence, and expectations of further losses. Here is what you need to know.

What Defines a Bear Market?

The common definition is a decline of 20% or more from recent highs. Bear markets can last months to years.

Key characteristics: Falling prices, low investor confidence, weak economic indicators, increased selling, negative news sentiment.

Bear Market Characteristics

Bear Rallies

Bear markets have sharp rallies that trap buyers:

Bear Market Danger

Bear markets can wipe out years of gains. The biggest single-day rallies often happen in bear markets, trapping buyers who think the bottom is in.

How to Survive a Bear Market

1. Reduce Exposure

Raise cash, reduce position sizes, be selective about what you hold.

2. Hedge Your Portfolio

Use puts, inverse ETFs, or other hedges to protect downside.

3. Do Not Fight the Trend

Avoid buying dips until there is evidence of a bottom.

4. Preserve Capital

Your primary goal is survival. Living to trade another day matters more than catching the bottom.

Options in a Bear Market

Signs a Bear Market is Ending

Track Your Bear Market Trades

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Summary

A bear market is a prolonged period of falling prices characterized by pessimism and fear. Prioritize capital preservation over trying to catch the bottom. Reduce exposure, hedge positions, and wait for clear signs of reversal. Bear markets end, but trying to time the exact bottom is dangerous.

Learn about the opposite: bull markets.